Real estate remains one of the fastest-growing and most profitable industries in Nigeria. With a population of over 200 million people and a housing deficit of more than 20 million units, the demand for affordable housing and property keeps rising. From land sales to short-let apartments, Nigerians are finding creative ways to build wealth in…
Building wealth doesn’t happen overnight—it’s the result of consistent, intentional financial choices made over time. The difference between those who stay financially stuck and those who achieve lasting freedom often comes down to simple daily habits. Here are ten smart money habits you can start today to build real wealth: Wealth starts with discipline. Avoid…
So, you’ve decided to start investing — great! But before you dive in, you’ll quickly hear this phrase: “The higher the risk, the higher the potential reward.” That’s true… but it’s only part of the story. As a new investor, it’s important to understand what risky investments actually are, how they work, and whether they…
Accessing funding for a business can be done through multiple channels, depending on your stage of growth, business model, and financial needs. Here are the main options: • Traditional financing from banks or credit unions.• Options include:• Term Loans (fixed repayment schedule).• Lines of Credit (flexible borrowing limit).• Requires a strong business plan, good credit,…
Introduction The rise of remote work has created a new class of professionals known as digital nomads—people who earn online while traveling the world. It sounds like freedom: work from Bali today, Lisbon tomorrow, Lagos next week. But one big question follows them everywhere: where do they pay taxes? The Tax Dilemma of a Borderless…
Economist and founder of Awabah, Tunji Andrews, asserts that the Nigerian insurance sector is on the brink of significant change following the implementation of the Nigerian Insurance Industry Reform Act (NIIRA) 2025. Enacted earlier this month by President Bola Tinubu, this legislation brings forth extensive modifications designed to modernize the industry, enhance regulatory supervision, and…
Social media is fun, creative, and a great way to connect with friends. But like any powerful tool, it comes with risks if not used wisely. For teenagers, learning how to use social media safely is the key to enjoying its benefits without falling into traps. Here are some smart practices to keep your online…
When the stock market feels uncertain or you’re just looking for a safer place to grow your money, Treasury bills and bonds are among the most reliable investment options out there. They’re backed by the government, offer steady returns, and can play a key role in balancing your investment portfolio. But how exactly do you…
When it comes to building wealth, it’s not just about how much you make — it’s about how much you keep. That’s where tax-efficient investing comes in. Smart investors don’t just chase returns; they structure their portfolios to minimize the drag of taxes, helping their money grow faster over time. In this post, we’ll break…
In a world where data is the new oil, digital infrastructure is the pipeline that keeps it flowing. From the fiber-optic cables beneath our feet to the cloud data centers above, the demand for robust digital infrastructure is only accelerating. As an investor or business leader, recognizing and tapping into this trend is no longer…
