Inflation is often called the silent thief — it quietly erodes the value of your money over time. What costs $100 today might cost $110 next year, meaning your dollars buy less even if you earn the same. But don’t worry — you can fight back. Here are smart, actionable strategies to protect your finances…
In 2025, the NGX Insurance Index, which tracks 15 of the sector’s most capitalized and liquid players, has surged by 82% YtD, second only to the Consumer Goods Index and far ahead of the broader market’s 37% YtD gain. Companies riding this wave include AXA Mansard Insurance and Cornerstone Insurance Plc.AXA Mansard’s market value has risen by 101% year to far, to N148.5 billion, making it the NGX’s third-most valuable insurance stock.Cornerstone has grown 78% year to date to a market capitalization of N116 billion, placing fourth in the category.These improvements have generated strong real returns for investors. Beyond the price increase, the important question…
In the world of investing, not every stock that shines is made of gold. Sometimes, the most rewarding opportunities are tucked away in companies that the market has overlooked. These are called undervalued stocks—shares trading below their true worth. But how do you spot them? The answer lies in financial analysis. What Does “Undervalued” Mean?…
The Federal Government has officially announced a major tax reform that will take effect from January 1, 2026. The update was shared by Taiwo Oyedele, Chairman of the Presidential Fiscal Policy and Tax Reforms Committee, in a post on X (formerly Twitter) on Monday, September 8. According to Oyedele, the reforms are covered under four…
Who wouldn’t want the freedom to wake up without an alarm clock, travel when you want, or pursue passions without worrying about bills? Financial independence isn’t just a dream — it’s a destination you can actually reach with discipline, smart planning, and a long-term mindset. Here are proven strategies to achieve financial independence early and…
Financial discipline is the ability to plan, manage, and control how you earn, spend, save, and invest money in a consistent and responsible way. It’s about making intentional financial decisions rather than acting on impulse. Here are some key aspects of financial discipline: loans.
Starting or running a business is more than just selling products or services. To succeed, it’s important to understand how businesses are classified. Business classification simply means grouping businesses into categories based on factors like ownership, size, activities, or structure. Knowing these classifications helps entrepreneurs, investors, and even governments understand how businesses operate and are…
Once considered the domain of government agencies and sci-fi fantasies, space technology is now a booming investment frontier — and investors are finally taking notice. Fueled by innovation, private sector competition, and falling launch costs, space tech has evolved into a trillion-dollar opportunity. From satellite internet and asteroid mining to space tourism and Earth observation,…
Business Formalization in Nigeria In Nigeria, the body in charge of registering businesses is the Corporate Affairs Commission (CAC). Steps to Formalize Your Business: Business Name (BN) – for small businesses, sole proprietors, and partnerships. Limited Liability Company (LLC / LTD) – protects your personal assets, suitable for growing companies. Incorporated Trustee (NGO/Non-profit) – for…
In business, risk is not something you can completely avoid—it’s a part of the journey. From financial uncertainty to unexpected market changes, risks are everywhere. But here’s the good news: with the right mindset and strategies, risks can be transformed into opportunities that drive growth and innovation. Every risk comes with two sides: potential loss…
